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This Terms of Use Agreement (“Agreement”) governs your access to and use of the websites and services operated by Cars-Insurance.com, a Florida corporation (referred to herein as “Cars-Insurance.com," “our,” “us,” or “we”). By accessing or using our site, you agree to comply with the terms and conditions set forth below, along with our privacy policy (available here) and any other policies incorporated therein. We reserve the right to modify these policies at any time, with or without prior notice. These rights extend to the use, licensing, or removal of content provided by our authors, users, and third parties as detailed below. This arbitration agreement further covers claims involving our clients, vendors, and marketing partners, who are deemed third-party beneficiaries of this arbitration agreement.
Privacy
Our web servers routinely collect basic information about visitors, including, but not limited to, IP addresses, browser details, timestamps, and referring pages. None of this data is used to personally identify individual visitors; it is gathered solely for routine administrative and maintenance purposes.
When necessary, this website uses cookies to record a visitor’s preferences and history to enhance the user experience or present tailored content.
Advertising partners and other third parties may also employ cookies, scripts, and/or web beacons to track visitors to our site for the purpose of displaying advertisements and other pertinent information. Such tracking is conducted directly by these third parties via their own servers and is subject to their respective privacy policies.
If you have privacy concerns, you may adjust your browser settings to disable cookies; however, disabling cookies entirely may interfere with your experience on some sites. It is recommended to manage cookies on a per-site basis. Please consult your browser’s documentation for guidance on blocking cookies and other tracking mechanisms.
Any questions regarding our privacy practices can be directed to us through our Contact Us page.
User Acknowledgements
There is no fee to access or use the cars-Insurance.com websites or services. Although other service providers might compensate us for facilitating matches with users, we do not participate in any fee arrangements that you may enter into with any service provider, including those accessed via hyperlinks or contacts made on our website.
You acknowledge and agree to this compensation arrangement. Except where prohibited by law, we shall not be liable for any losses, costs, damages, or claims arising from your use of a service provider’s products or services, including any fees incurred.
Third-Parties
We offer tools for obtaining quotes, estimates, and other information provided by third-party service partners, and we are not responsible for the availability of these providers or the accuracy of their offerings, including any products or services you may acquire by contacting them as a result of using our website or its features.
We make no warranties or guarantees regarding the services, quotes, fees, or estimates presented by Service Providers. You agree that these providers are solely responsible for any products or services they offer, and we shall not be liable for any losses, costs, damages, or claims arising from your use of any Service Provider’s offerings.
Our website is designed for educational and informational purposes only. As such, the unique needs of each user regarding insurance or other products may not be entirely reflected in our content. It is always advisable to consult with a licensed professional before obtaining a policy to confirm coverage details, rates, and compliance with state insurance requirements and any lien-holder stipulations.
Intellectual Property
All logos, trademarks, and other proprietary marks (“Content”) are protected by United States trademark, copyright, and patent laws, as well as international treaties, intellectual property rights, and unfair competition laws. The Content remains the property of its respective owners, and its display on the site does not imply any affiliation or endorsement. This Content is not provided or commissioned by any company, association, or governmental agency.
Except as expressly permitted herein, no part of the website or its Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, transmitted, or distributed by any means, whether electronically or otherwise, without prior written consent. Nothing on the website should be interpreted as granting any license or right to use any Content.
We reserve all rights with respect to the website. If you submit any comments, suggestions, ratings, or other feedback, you grant us the unrestricted right to use such input for any purpose without any obligation to you. You are allowed to use the information provided on or via the website solely for personal, non-commercial purposes, provided that you do not alter any of the content and that all legal notices remain intact.
The opinions expressed herein are solely those of the authors and do not necessarily reflect the views of any licensed insurance company, agent, or any other party.
Restrictions of Use
You may not exploit or interfere with the website in any unauthorized or unlawful manner, including, but not limited to, overburdening or trespassing on the network infrastructure. You may not rent, lend, lease, sell, reproduce, license, or sublicense the website, nor may you copy, reverse-engineer, or create derivative works of the website or any portion thereof. Should any of these restrictions conflict with applicable law or agreements, such activities are permitted only to the extent necessary to comply with such law or agreements.
Availability and Limitations
This website is operated from the United States, and certain aspects of the site may not be available in all languages or regions. We make no representation that the website is accessible or permitted in any particular jurisdiction. Use of the website is void where prohibited. You access the website at your own discretion and are responsible for complying with all applicable laws. We may also impose limits on the use or access to the website as required by law.
Disclaimers of Warranties and Limitation of Liability
The website and its content are provided strictly on an “as is” and “as available” basis. All conditions, representations, and warranties—whether express, implied, statutory, or otherwise—are disclaimed to the fullest extent permitted by applicable law, including without limitation any warranties of fitness for a particular purpose, merchantability, and any implied warranties relating to third-party rights.
You expressly agree that your use of the website and all associated products and services is at your sole risk.
In no event shall we be liable to you or any third party, whether in contract, tort, warranty, or otherwise, for any indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profits, arising from your use of the website, even if we have been advised of the possibility of such damages.
To the maximum extent permitted by law, cars-Insurance.com’s liability to you for any cause shall be limited to the amount you paid, if any, for the use of the website.
Modifications
We reserve the right to modify this Agreement by posting an updated version of these Terms and Conditions on the website or by otherwise notifying you of the changes. Your continued use of the website after such modifications constitutes your acceptance of the revised Agreement.
Miscellaneous
Section headings are provided solely for ease of reference and do not affect the interpretation of the provisions contained herein. They are for organizational purposes only and carry no legal weight.
Any claim or dispute arising from your use of the website must be initiated within one (1) year from the date the cause of action arises, after which such claim or cause of action will be barred. In any litigation involving the enforcement or interpretation of these terms and conditions, reasonable attorneys’ fees and costs shall be awarded to the prevailing party.
The validity of these terms and conditions as a whole shall not be impaired by the invalidity or unenforceability of any individual provision. All provisions shall be enforced and construed in a manner that best reflects the intent of these terms and conditions, to the fullest extent allowed by applicable law.
This Agreement, as accepted by your use of the website, may not be modified, supplemented, or interpreted based on any trade usage or prior dealings that are not expressly incorporated herein. A failure by either party to enforce any provision at any time shall not be construed as a waiver of that provision.